Quality Telehealth Without the Shocking Bill
The cost of healthcare in the United States often creates a stark choice: pay an exorbitant amount for an urgent care or ER visit, delay care entirely, or attempt to manage a medical issue without professional guidance. The average urgent care visit costs $150–$250 out-of-pocket for the self-pay patient. An emergency room visit for a minor illness commonly generates bills of $1,000–$3,000 or more after facility fees, physician charges, and ancillary services are tallied — even for presentations that ultimately required only an antibiotic prescription. Innocre Telehealth exists to eliminate this false choice. Board-certified care from our board-certified provider, is available for a flat, transparent fee starting at $68 — no facility charges, no surprise billing, no interpretation of a confusing EOB three months later.
Telehealth fundamentally lowers the cost of care delivery by eliminating the overhead costs associated with physical clinic space, large administrative staffing, and the operational infrastructure of a traditional brick-and-mortar practice. These savings are passed directly to patients. At Innocre, you pay for clinical expertise — the evaluation, the clinical decision-making, the prescription, the follow-up plan — and nothing more. Every visit includes a full clinical consultation, electronic prescription to your pharmacy when indicated, a visit summary through the secure patient portal, and direct communication with your provider for follow-up questions related to the visit.
Self-pay pricing at Innocre is designed to be genuinely accessible, not a marketing anchor price hidden behind required memberships or subscription fees. There are no mandatory recurring charges, no enrollment fees, and no minimum visit requirements. Patients in Delaware, Maryland, and Washington can book a single visit, a series of chronic care visits, or ongoing primary telehealth care — on their own terms, at their own pace. This patient-centered model reflects the core principle behind Innocre: innovative and chronic healing, accessible to everyone who needs it.
Insurance, Self-Pay, HSA/FSA & Medicare/Medicaid
Innocre Telehealth accepts major commercial insurance plans including Aetna, Blue Cross Blue Shield (BCBS), Cigna, and UnitedHealthcare (UHC). When billing through insurance, your out-of-pocket responsibility will depend on your specific plan's telehealth coverage, deductible, and copay structure. Patients are encouraged to verify telehealth benefits with their insurer prior to booking, as coverage for virtual visits varies by plan year and state. Our billing team will submit claims on your behalf when your insurance is accepted, and any patient responsibility will be communicated transparently before the visit.
Self-pay patients pay a flat, disclosed fee with no hidden charges. Innocre is committed to the No Surprises Act principles — you will never receive an unexpected bill for services not discussed or consented to in advance. All self-pay visit fees are due at the time of booking. HSA (Health Savings Account) and FSA (Flexible Spending Account) debit cards are accepted — telehealth services qualify as eligible medical expenses under IRS guidelines, making Innocre visits reimbursable from these tax-advantaged accounts. If you need an itemized receipt or superbill for FSA reimbursement, this can be provided through the patient portal.
Medicare and Medicaid coverage for telehealth has expanded significantly since 2020, and coverage policies continue to evolve by state and plan. Patients with Medicare or Medicaid coverage should contact Innocre to verify current coverage status for their specific plan before booking. For patients whose government insurance does not cover the specific telehealth service they need, self-pay rates remain available at the transparent prices listed above. No patient should go without care because of insurance uncertainty — Innocre's pricing structure ensures an accessible alternative is always available.
